LoanCentral r/loancentral Sign in
For the r/loancentral community

Loan records, kept straight.

Lenders keep track of the loans they've made. Borrowers see their history and what they currently owe.

New here? Get started I have an account

Want to lend? Apply for lender verification ↗

loans recorded
678
of finished loans repaid
92%
609 of 662
repaid to lenders
$138,641
all currencies, in US dollars
lenders active in the last 90 days
6

From the LoanCentral record. Updated hourly.

New here? Get your account in 2 minutes

No sign-up form. You prove it's you with your Reddit account, then sign in with Google. Works the same for borrowers and lenders.

  1. 1

    Comment !login on r/loancentral

    Reply to any post on the subreddit with just !login. Your Reddit account needs at least 500 karma.

    Open r/loancentral
  2. 2

    Open the bot's message

    The bot sends a link to your Reddit inbox (chat or messages). It works once and expires in 30 minutes.

  3. 3

    Connect your Google account

    That's your login from then on: come back and press Sign in. Lost access? Just comment !login again.

What you get

Lenders

  • Record a loan with its request code
  • Mark payments and repaid loans
  • See every loan you've made in the dashboard
  • Due dates and unpaid loans at a glance

To lend you need the Verified Lender flair, and your Reddit account must meet r/loancentral's requirements, including at least 500 karma.

Borrowers

  • Your borrowing history
  • Current loans: amount, lender and what's left to repay
  • Repayment terms and due dates

Bot commands

Start your comment with the command: one mentioned later in a sentence is ignored.

Everyone

!login

Set up or recover your dashboard account.

!stats u/name

Check a Reddit account's age and activity.

!logi u/name

See someone's record and rank. !logi alone shows your own.

!help

List every command.

Lenders Verified Lender flair

!fund REQ-0042

Fund a request. The repay amount and date come from the request.

!loan 100 USD

In the borrower's own post: recorded straight away, like !fund. Elsewhere, name them and they !confirm.

!paid_with_id ID 50 USD

Record a repayment.

!unpaid ID

Mark a loan unpaid.

!refunded ID

Cancel a loan (money returned).

!extend ID 10/20

Agree to more time: copy the command the borrower asked with.

Reddit requirements apply too: at least 500 karma.

Borrowers

!confirm

Accept a loan offer once you've received the money.

!extend ID 10/20

Ask your lender for more time. Add repay 450 to offer a new amount.